I bought a home about two years ago and rates have gone down and my credit score has gone up. I was thinking about looking into refinancing my home but I'm unfamiliar with the process. The amount of closing costs is something that I know could be a kicker, but what are some other aspects of the process that I should look out for? My mortgage is currently with BB&T but I don't know if I should start with them or go elsewhere. If not my current mortgagee, where are some other reputable places to look into?
I plan on living in my current house (Indianapolis area) for another 5-10 years (barring any significant changes) so this isn't my forever house. My current fixed rate is just above 4.5% for a conventional 30 year loan. Let me know if you need any other information.
I plan on living in my current house (Indianapolis area) for another 5-10 years (barring any significant changes) so this isn't my forever house. My current fixed rate is just above 4.5% for a conventional 30 year loan. Let me know if you need any other information.